lending made easy for African smallholder farmers.


mfarmPay utilises in-depth cognitive systems of satellite image data and field data as trained data points to deliver unprecedented personalised credit scores and mobile loans to millions of unbanked and financially underserved rural African farmers.

mfarmpay is a scalable loan origination and credit app driving financing to millions of financially underserved rural African smallholder farmers in multiple markets.


API Plugin

mfarmPay deploys APIs for partner financial institutions to plug into our Credit Scoring Engine (CSE).

Data Modelling

mfarmPay deploys evidence-based data modelling with embedded tools to manage agricultural credit risk.

Transparency & Risk Mitigation

Agronomic ML Remote Sensing, bundled extension services, and smallholder farmer professionalisation.

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Our Ambition

mfarmpay Inc. seeks to unlock financing, including climate financing, for African farmers with transparent and validated data points.


mfarmpay Inc. is a Responsible Lender and adheres to local and international Client Protection Principles.

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We are growing…

Mastercard StartPath Company| Accion Smart Campaign Fintech Protect member| IFC Responsible Finance Forum|Emerging Markets Fintech Pte Ltd| SyeComp